Help! I’m receiving harassing creditor calls from a collection agency and I don’t know what to do!
Obviously, phone calls from creditors can be annoying. They can be scary. And they can be stressful if you don’t know your rights and you don’t know the best way to respond.
It helps to know your rights. It helps to have someone in your corner. And most importantly, it helps to call Defense Lawyers, P.A.
While a Collection Agency’s relationship to the debt in question can vary, so does the appropriate response. Sometimes, the creditor you are familiar with is making the claim and will call you directly. However, often, the party calling you is a law firm working on behalf of the original creditor. Similarly, it’s common for Collection Agencies buy debt for pennies on the dollar and make their business by calling you to try and collect. Usually, our clients don’t even recognize the name on their caller ID as one of their creditors they have done business with.
- Zwicker and Associates
- Midland Credit Management (MCM)
- Phillips and Cohen
- Portfolio Recovery
- Ruben and Rothman
These are just some of the most popular collectors, but there are hundreds. Defense Lawyers, P.A. will fight them all.
Call Defense Lawyers to Fight For You
Under the Fair Debt Collection Practices Act, you are afforded certain rights. Using these principles, Defense Lawyers, P.A can help you stop annoying creditor calls, end embarrassment or pressure, make the creditors prove the legitimacy of the debt through validation, and potentially respond with legal action for violations. We take on the case to buy you time, help you save towards a solution for settlement, and in many cases, successfully dispute the validity of the debt in the first place. We want to make sure you get off the hamster wheel of debt and are working towards a solution. Above all, we want to assist in ridding you of credit card debt for good.
Before you speak to the collection agencies, call or contact Defense Lawyers, P.A. for a free consultation.